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Employment contracts and your employee rights explained

If you’re working, it’s important to understand how your written or oral employment contract establishes the rights and responsibilities for both yourself and your employer as your rights at work are also affected by your employment status. In this guide, we look at what might be included in your employment contract, how your rights are […]

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Second job tax and pay

Many people take on a second job to make some extra money, or as a stepping stone to starting their own business. But they might be unaware of their rights around taking a second job and how they will pay tax and National Insurance on it. In this guide you’ll find out about second job […]

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Business insurance when you’re self employed

When you become self-employed, you’ll need to think about what business insurance requirements you’ll have. This will vary depending on whether you run your business from home and the type of work that you do. What business insurance do I need? Running a business from home Other types of business insurance you might need What […]

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Personal insurance when you’re self-employed

If you’re self-employed, or thinking about going down that road, it’s important to consider your personal insurance options. This is because when you’re self-employed you don’t have an employer to rely on for sickness cover, or health insurance, for example. This guide will help you work out what you need and where to get it. […]

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How to fill in a Self Assessment tax return

A Self Assessment tax return can look very daunting, but if you’re prepared, organised and understand what you’ll be asked for they’re a lot simpler than they look. In this guide you’ll find out if and when you need to fill one in, when you need to register, what sections you’ll need to fill out, […]

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Different kinds of employment status

The different ways you can be employed make a big difference to how you pay tax and National Insurance, save for your retirement and your rights at work. In this guide you can find out more about the different kinds of employment. Employee Worker Self-employed Independent contractor Freelance Zero hours contract Gig economy Apprentice Employee […]

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How to budget for an irregular income

If you’re self-employed, working on a zero-hours contract or claiming Universal Credit, you might be dealing with a variable or irregular monthly income. This could make budgeting accurately seem impossible. After all, how can you budget when your monthly payments could vary? This page tells you more about how you can effectively budget when you […]

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How to start a business or become self-employed

An extra 1.5 million people became self-employed between 2001 and 2017 and now around one in six people earn their living this way. If you’re thinking of taking the plunge, it can be quite daunting. You need to think about your business structure, budgeting and paying your own tax. In this guide, you can discover […]

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